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Current National

Mortgage Rates

FHA Loans

Purchase - 30 Year Fixed

Rate

6.25%

7-Day Trend0.44%

APR

6.99%

7-Day Trend0.45%

Refinance - 30 Year Fixed

Rate

5.38%

7-Day Trend0.00%

APR

6.09%

7-Day Trend0.00%

Last Updated: 7/29/2026

Conventional Loans

Purchase - 30 Year Fixed

Rate

6.78%

7-Day Trend0.02%

APR

6.79%

7-Day Trend0.02%

Refinance - 30 Year Fixed

Rate

6.86%

7-Day Trend0.01%

APR

6.87%

7-Day Trend0.01%

Last Updated: 7/29/2026

VA Loans

Purchase - 30 Year Fixed

Rate

5.89%

7-Day Trend0.01%

APR

6.23%

7-Day Trend0.01%

Refinance - 30 Year Fixed

Rate

5.90%

7-Day Trend0.01%

APR

6.24%

7-Day Trend0.00%

Last Updated: 7/29/2026

All mortgage rates displayed are market averages based on borrowers with credit scores between 680–740 and represent averages and trends. Please consult with Your Company to receive a personalized rate for your specific situation.

Programs Borrowers Love

Find the loan that fits your life .

FHA Home Loans

[Your City, ST]

FHA home loans are popular among first-time homebuyers due to low down payment and credit requirements.

FHA Loans

Conventional Home Loans

[Your City, ST]

A conventional (fixed-rate mortgage) is a popular type of home financing because it offers predictability for your budget.

Conventional Loans

Jumbo Home Loans

[Your City, ST]

A jumbo home loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan.

Jumbo Loans

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

0%

$
$

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$1,583.28

Monthly Payment

Principal & Interest$1,274.95
Monthly Taxes$208.33
Monthly HOA$50.00
Monthly Insurance$50.00
Monthly PMI$0.00

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

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